Aspiration Zero Eligible Transactions for Rewards


You may be working towards one of our Aspiration Zero rewards and want to know what transactions qualify towards the rewards and what transactions don’t. 

Here are the details from your Rewards Program Participation Agreement. If you don’t find what you’re looking for or have a question, give us a call at 800-683-8529. We’re happy to help.

The Aspiration Reward Program allows you to obtain rewards on eligible retail purchases ("Eligible Transactions"), as determined by us and set forth below, made with your Aspiration Zero Card ("Card") during each billing cycle associated with your Card ("Rewards"). For each Eligible Transaction, you may obtain Rewards through the:

(1) A Swipe for a Tree, 
(2) Plant Your Change, and 
(3) Cash Back Rewards programs, which are described in more detail below.

All posted purchases you make with your Card are Eligible Transactions, subject to the limitations in this paragraph. Pending transactions, transactions for fees or interest charges that we charge you, returns, adjustments, and payments of existing Card balance are not Eligible Transactions. Transactions for cash equivalents such as money orders and prepaid gift cards, casino gaming chips, lottery tickets, and online gambling are also not Eligible Transactions. Transactions that are later reversed, for example, because you returned something you purchased, are not Eligible Transactions. Cash advances, including purchases of cash equivalents of any kind, balance transfers, convenience check amounts, purchases we believe to have been made by or for a commercial purpose, Card account fees, interest charges, credit insurance, gambling fees, credit protection, debt cancellation charges and unauthorized or fraudulent transactions do not qualify as Eligible Transactions. Any Card transaction conducted or effectuated while you are in default of the Cardholder Agreement does not qualify as Eligible Transactions, unless otherwise permitted by us. We reserve the right to determine, in our sole discretion, whether a particular transaction is an Eligible Transaction.

For more details please review the Credit Rewards Agreement, which can be found on our Policies page: