How is a Joint Account different from an Individual Summit account?

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Individual and joint Summit accounts are exactly the same in terms of account features (interest rate, ATM reimbursements, etc.). A joint account is only different in that it has two owners instead of one.

Both owners on a Joint account have equal access to all of the funds in the account, and equal ownership rights over these assets.

Both owners get their own debit card with a unique card number, and can manage the settings on their cards (e.g. travel notice) independently.

Like individual Summit accounts, joint account holders have the option to set a monthly Pay What Is Fair tip. The tip is deducted from the account once monthly.

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