How does Pay What Is Fair work for a Spend & Save Joint Account?


When you set up your Spend & Save account, you can select a monthly “tip” to be deducted from your account. This is paid once monthly for both individual and joint accounts.

If you’d like to change your tip amount, this can be done at any time by logging in to your account and going to Settings > Pay What Is Fair > Fee Settings. For joint accounts, both owners have the ability to change the “Pay What Is Fair” setting.