What if the joint owner’s application is declined? Elsa E February 27, 2018 03:42 Follow If the joint owner’s application is declined, they will not be able to reapply at this time. Have more questions? Submit a request Comments Related articles How do I open an account with Aspiration? What ATMs can I use? Can I use Mint with my Summit Account? Who can apply for an Aspiration Summit Account? How can I deposit money into my Summit Account?