How do I know how much is "fair" to pay?


Big banks charge monthly service fees up to $25 per month.*

By contrast, the Aspiration Spend & Save account has a choice of fee ranging from $0 - $20 on a monthly basis. While we hope you choose to pay us, the amount you pay is up to you!

For our investment accounts, the option is 0-2% annually, and we provide you with the average fee for that kind of investment product (based on data from sources such as Morningstar) within our online application. We also tell you the range of fees that exist elsewhere, so you can make an educated decision on what you think is right to pay.

We commit to donate 10% of Pay What is Fair Fees to charity.  

*Based on monthly fee data from