How do I know how much is "fair" to pay?


Big banks can charge monthly service fees up to $25 per month.*

By contrast, with the Aspiration Spend & Save Account, you choose how much you’ll pay. We call this fee “Pay What is Fair”, and it ranges from $0 - $20 on a monthly basis. While we hope you choose to pay us, the amount you pay is up to you.

For our investment accounts, the option is 0-2% annually, and we provide you with the average fee for that kind of investment product (based on data from sources such as Morningstar) within our online application. We also tell you the range of fees that exist elsewhere, so you can make an educated decision on what you think is right to pay.

We also commit to donating 10% of Pay What is Fair profits to charity.

*Based on monthly fee data from