How much does it cost to have an Aspiration Summit Account? Tamara G November 04, 2016 18:02 Follow There are no monthly service fees associated with a Summit Account! Zero. Zilch. Nada. Have more questions? Submit a request Comments Related articles Who can apply for an Aspiration Summit Account? How are you able to offer a checking account with up to 100 times higher interest rates than the Big Banks, and none of the crazy fees? How does Aspiration make money? Schedule of Fees Is this account FDIC insured?