How much does it cost to have an Aspiration Summit Account? Tamara G March 25, 2018 04:47 Follow There are no monthly service fees associated with a Summit Account! Zero. Zilch. Nada. Have more questions? Submit a request Comments Related articles Who can apply for an Aspiration Summit Account? How does Aspiration make money? How are you able to offer a checking account with up to 100 times higher interest rates than the Big Banks, and none of the crazy fees? Schedule of Fees Is this account FDIC insured?