How much does it cost to have an Aspiration Summit Account? Tamara G March 25, 2018 04:47 Follow There are no monthly service fees associated with a Summit Account! Zero. Zilch. Nada. Have more questions? Submit a request Comments Related articles Who can apply for an Aspiration Summit Account? How does Aspiration make money? How are you able to offer the Summit account with up to 100 times higher interest rates than the Big Banks, and none of the crazy fees? Schedule of Fees Is this account FDIC insured?