How do I withdraw money from or add money to my account?


There are a few options for withdrawing and depositing money.

  • You can transfer funds online at
  • You can withdraw funds for free at any NYCE "SUM" ATM. You can also withdraw funds at any ATM of your choosing, and if it's not a SUM ATM, you will be reimbursed for any fees you incur at the end of our statement month.
  • You can deposit funds at any NYCE "Shared Deposit" ATM. (Please note, at a non-NYCE ATM, you will only be able to withdraw money, not deposit).
  • You can mail in a check directly to our banking partner, Radius, using the below instructions:

    If sending via USPS Priority, FedEx, or UPS, (or any type of express mail) please use this address:

    Radius Bank
    One Harbor St
    Boston, MA 02210

    If sending a check via regular mail, you can use this address:

    Radius Bank
    P.O. BOX 55063
    Boston, MA 02205-8031

  • Please include a note in the envelope, with your name and Summit account number - and of course don't forget to endorse the back of the check!

Please note: Cash deposits are available for withdrawal on the second business day following the day of deposit. 

NYCE ATM Locator: Please filter by "Shared Deposit ATMs" for deposit-friendly machines, and by "SUM" for the no fee ATMs.

If you’re transferring funds online, here’s a quick navigation guide:

Once you are logged in to your online dashboard, click on ‘Do Well’ and then 'Manage Account' under the Summit Account product box. That will take you to the account overview page. From there you can choose the type of transaction you would like to initiate, which includes "Withdrawals" or "Deposits" to and from your Summit account and your linked accounts.

Have more questions? Submit a request