What is your referral program?

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Aspiration is building a community of people who want to make an impact on the planet. By referring friends, you can amplify that effect! 

Invite others to join by using the referral link on the upper-right side of your account dashboard. Every time a friend or loved one you’ve invited opens an account with Aspiration, we’ll give you a cash bonus and offer them a welcome bonus. 

Here are some details on the program:

  • To be eligible for the referral bonus, your account(s) and their account(s) must be open and in good standing for at least minimum of ten business days and be in good standing through the date of the credit.
  • Spend & Save account— If the referred customer opens an Aspiration Spend & Save account, they must use their Aspiration debit card to make at least $250 worth of cumulative eligible transactions* within 60 days of account opening. You will receive a $50 bonus after they meet this criteria. 
  • Aspiration Zero credit card—If the referred customer opens an Aspiration Zero credit card, you will receive a $50 statement credit and 60 trees added to your account upon their credit application approval.
  • You can earn a maximum of $1,500 per month in referral cash. 
  • You may be issued a 1099 form for your cash earnings from referrals.
  • See the Terms & Conditions for all the legal stuff.

Just for the month of May 2022, we are offering you a special bonus: When your friend joins Aspiration with your link, we’ll plant 60 trees on your behalf! That means that just one successful referral gets you to carbon zero this month!*

*Footprint reduction or elimination and carbon zero are based on the estimated carbon capture of grown trees and estimated average carbon footprint of a US resident: 1) an estimated average annual CO2 capture of 48 lbs/tree by a grown tree (EEA), and 2) an estimated average carbon footprint of 14.95 metric tons per per per year in the US (Weforum).

Full Terms and Conditions:

Credits provided for referral of new Aspiration Spend & Save or Aspiration Zero customers only. Investment accounts do not qualify for the $50 cash referral bonus. Invitation to join an already established account as a joint user does not qualify for referral bonus. Cash referral credits for this promotion are limited to $1,500 per account, per month, referral program is ongoing and valid as of 5/3/22. All applicable account terms, fees, and charges are subject to change. This offer may be modified, revoked or withdrawn at any time without notice. Customer is responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities, if required by applicable law. Customer should consult a tax advisor.

Eligible Transactions: *All posted purchases you make with your Card are Eligible Transactions, subject to the limitations in this paragraph. Pending transactions, transactions for fees or interest charges that we charge you, returns, adjustments, and payments of existing Card balance are not Eligible Transactions. Transactions for cash equivalents such as money orders and prepaid gift cards, casino gaming chips, lottery tickets, and online gambling are also not Eligible Transactions. Transactions that are later reversed, for example, because you returned something you purchased, are not Eligible Transactions. Cash advances, including purchases of cash equivalents of any kind, balance transfers, convenience check amounts, purchases we believe to have been made by or for a commercial purpose, Card account fees, interest charges, credit insurance, gambling fees, credit protection, debt cancellation charges and unauthorized or fraudulent transactions do not qualify as Eligible Transactions. Any Card transaction conducted or effectuated while you are in default of the Cardholder Agreement does not qualify as Eligible Transactions, unless otherwise permitted by us. We reserve the right to determine, in our sole discretion, whether a particular transaction is an Eligible Transaction.

Spend and Save: In order for both the referring and referred customer to receive the $50 cash credit, both accounts must be funded with a minimum of $10, and must be open and in good standing, in the sole determination of Aspiration, through the date of credit. Additionally, for both to receive credit, the referred Spend & Save customer must use their Aspiration debit card to make at least $250 worth of cumulative transactions within 60 days of account opening; $250 transaction minimum refers to net purchases (purchases minus any credits or returns) and does not include any cash transfers made between institutions or purchases made through a third party pay app such as Venmo, CashApp, etc. Allow up to 120 days for the $50 cash referral credit to post. 

Credit: For referring new Aspiration Zero customers, the $50 cash credit and 60 trees will be applied to the referrer’s account once the referred account is approved and opened. Both accounts must be open and in good standing, in the sole determination of Aspiration, through the date of the credit. 

 

The Aspiration Spend & Save Account are cash management accounts offered through Aspiration Financial, LLC, a registered broker-dealer and Member FINRA/SIPC. An affiliate, Aspiration Fund Adviser, LLC, is an SEC registered investment adviser. An affiliate, Aspiration Card Services, LLC offers credit services. An affiliate, Aspiration Insurance Agency, LLC offers insurance products. An affiliate, Make Earth Green Again, LLC, offers a standalone Plant Your Change service. An affiliate, Aspiration Sustainability Impact Services, LLC offers business to business services. Aspiration Financial, LLC, Aspiration Fund Adviser, LLC, Make Earth Green Again, LLC, Aspiration Card Services, LLC, Aspiration Insurance Agency, LLC and Aspiration Sustainability Impact Services, LLC are wholly-owned subsidiaries of Aspiration Partners, Inc. (collectively “Aspiration”). Aspiration is under separate ownership from any other named entity. Aspiration pledges to donate to charities 10% of the fees customers choose to pay us. Indemnity Agreement. Aspiration is not a bank.

The Aspiration Zero Mastercard® is issued by Beneficial State Bank pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Beneficial State Bank, Member FDIC © 2021. Aspiration Zero customers can earn unlimited .5% cash back on all qualifying purchases made with the Aspiration Zero Credit Card. Aspiration Zero customers can earn 1.0% unlimited cash back on all qualifying purchases made with the Aspiration Zero Card after making 60 qualifying purchases in a month or by rounding up change on 30 qualifying purchases through the Aspiration Plant Your Change program. Zero footprints and carbon neutrality are based on the estimated carbon capture of grown trees and estimated average carbon footprint of a US resident: 1) estimated average carbon footprint of 14.95 metric tons per person per year (Weforum) and 2) an estimated average annual CO2 capture of 48 lbs/tree by a grown tree (EEA).

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