How do I fund my investment?


When you open your account with Aspiration, you will be asked to link a checking or savings account from a U.S-based financial institution or Credit Union. This bank account will serve as the source to fund your investments as well as receive any withdrawals. As soon as Aspiration has confirmed that your bank account is linked electronically, you will be able to make your first investment in the Aspiration Redwood Fund. There are two ways to link your bank account electronically and verify that you are the owner of the account:

1) Instant Verification

Bank accounts held at any of the financial institutions listed below qualify for instant verification. To use this method, you can enter the same login credentials (username, password, and security questions) that you would use to login to your account on your bank’s website. Once your information is verified, you will get instant confirmation and you will be ready to start investing.

Chase Bank

Bank of America


Wells Fargo

Capital One 360

US Bank

American Express


Charles Schwab




TD Bank

Navy Federal Credit Union

Please note that your login credentials are passed directly to your financial institution for verification. Aspiration does not have access to your login credentials and all data is encrypted and securely stored using bank-grade security measures. Check out what Aspiration does to protect your info by clicking here.

2) Deposit Verification

If your bank account is not held at one of the institutions listed above, or you choose not to enter your bank information, you can always verify your account using micro-deposits. You will be prompted to enter the account and routing number of the bank account you would like to link electronically. Two small deposits will then appear in your account; please note that depending on your bank, this process may take up to two business days. Once the deposits appear, (they will show as two line items on your bank statement) please log back in to your Aspiration account, and enter those exact amounts once prompted. As soon as the two deposits have been confirmed, you will receive confirmation that your bank account has been successfully linked.

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