How do I avoid overdrafts?


At Aspiration we have built our system specifically to help our customers avoid any unforseen fees. Your card and the portal should not allow the following transactions to process without sufficient funds:

  • Checks you write
  • Withdrawal from an ATM
  • Debit card purchase
  • Online transfer

As part of our commitment to Pay What is Fair, there is no fee for any accidental Summit Account Overdraft. Rejoice!

Please note: We really encourage our customers to regularly check their balances on the mobile app, or online, so that any fund availability issues can be easily avoided.

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