What are the processing times for wires, transfers & deposits? (Aspiration Summit Account only)

Follow

Wires:

Wire transfers out – received by 11 am PT (international) or 1 pm PT (domestic) will be debited same day.
Wire transfers in – received by 12 pm PT should also be credited the same day, but are subject to the other party’s bank’s process.

To set up a wire transfer, please call us at 800-683-8529, and keep the above timing in mind!

Online transfers:

Online transfers (ACH Transfers) initiated by 8 am PT will clear within 3 business days.
If initiated after 8 am PT, or on a non-business day, the transfer will be initiated the next business day and will clear within 3 business days from then.

Depositing checks:

Checks deposited via the mobile app before 2pm PT will clear the second business day following.

Have more questions? Submit a request

Comments