How do I withdraw money from or add money to my account? (New Summit Account only)


There are a few options for withdrawing and depositing money.

You can transfer funds into or out of your Summit account either online at, or using the mobile app.

You can also withdraw funds at any ATM of your choosing and you will be reimbursed for any fees you incur. 
(Please note, at ATMs, you will only be able to withdraw money, not deposit). You can also use the mobile check deposit feature to deposit checks!

Mobile Check Deposit - Checks less than $5,000:

"For mobile deposit only to Aspiration Financial" must be written on the back of your check to be accepted.

Checks deposited via the mobile app become available 1-2 business days after being deposited. If deposited before 4:00 pm EST /1:00 pm PST on a business day, the check would become available 1 business day after the day of deposit. If deposited after that daily cutoff time, or on a non-business day, the check would become available 2 business days after the day of deposit.

NOTE: Checks deposited within first 30 days have a 5 business day hold. There can be exceptions on a case-by-case basis, so please do keep in mind that, while infrequent, checks can be held after the 30-day mark as well.

Checks deposited via the mobile app cannot exceed $50,000 over a period of ten business days.
Please do not discard the check - you must retain them in case there are any issues with deposit, for a period of 90 days.

Mobile Check Deposit - Checks larger than $5,000:
If you are depositing a check larger than $5,000, you must first deposit it using the mobile app, and then mail the physical check to our partner bank: Coastal Community Bank, PO Box 2103, Everett, WA 98213.

Please note: mailing in the check without first depositing it via mobile check deposit will result in the check being sent back to you. Check processing times will begin once the check is received at the address above.

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