What is Aspiration Spend & Save?


It has two parts: Aspiration Spend is a traditional checking account, and Aspiration Save is a traditional savings account. The major features of these accounts are:

  • Unlimited cash back rewards on debit card purchases -- and extra rewards for spending at businesses with a conscience
  • Deposits are FDIC-insured* up to $1.25 million per depositor, and deposits will not fund oil pipelines and drilling
  • Fee-free withdrawals at any Allpoint® ATM in the U.S.
  • Choose your account maintenance fee - even if that’s zero (you “Pay What is Fair”)

We also offer investment products, enabling you to make us your one-stop financial home.

The Aspiration Spend & Save accounts are checking and savings accounts offered through Coastal Community Bank, Member FDIC. Approved deposit accounts are FDIC insured up to $250,000 per depositor. For balances greater than $250,000, Coastal will Sweep the excess funds to one or more FDIC-insured depository institutions in their Sweep network (each a “Bank”) up to $250,000 per Bank. With five Banks available, Deposits are FDIC-insured up to $1.25 million per depositor. This amount is subject to change at any time. Visit fdic.gov. Aspiration’s Program Banks have formally committed that customer deposits will not be used for lending to oil and gas exploration, production or transportation, or coal mining. An affiliate, Aspiration Fund Adviser, LLC, an SEC registered investment adviser, provides investment advisory services.
This communication should not be construed as an offer, solicitation of an offer, or advice to buy or sell securities. Aspiration does not offer or provide investment, financial, tax, or legal advice. Aspiration is not a bank. Policies. Support.