What is Aspiration Plus?

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Aspiration Plus is a subscription service available to Aspiration Spend & Save customers for a fee. Customers enrolled in Aspiration Plus receive:

  • Up to 5.00% Annual Percentage Yield (APY) on the first $10,000.00 in their Save Account*
  • 10% cash back at mission-focused Conscience Coalition merchants
  • Planet Protection, which automatically provides carbon offsets for every gas purchase
  • One out-of-network ATM fee reimbursement per month (in addition to unlimited fee-free withdrawals at our network of over 55,000 ATMs)
  • A sleek, new debit card made from recycled ocean plastic (we'll get it to you as quickly as we can; in the meantime, you can continue using your current debit card to receive these new benefits)
  • Customers can enroll in Aspiration Plus by logging into their account on our website or mobile app, navigating to Settings, then clicking Aspiration Plus.

* APY is variable and accurate as of 10/12/21. Rates may be changed from time to time without notice. To earn 5.00% APY (3.00% APY if customer is not enrolled in Aspiration Plus) interest on Aspiration Save Account balances up to and including $10,000.00 in any calendar month, customer must have settled debit card transactions of $1,000.00 or more, monthly, with their Aspiration debit card. Debit card transactions for money transfer vendors (for example, but not limited to, CashApp, Venmo, Facebook Pay) do not qualify towards the $1,000.00 spend requirement. Balances over $10,000.00 will earn 0.10% APY (0.00% APY if customer is not enrolled in Aspiration Plus). If the requirements are not met each month, the APY will be 0.25% APY (0.00% APY if customer is not enrolled in Aspiration Plus) on Save Account balances up to and including $10,000.00. Balances over $10,000.00 will earn 0.10% APY (0.00% if customer is not enrolled in Aspiration Plus).

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