What is Aspiration Plus?

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Aspiration Plus is a subscription service available to Aspiration Spend & Save customers for a fee. Customers enrolled in Aspiration Plus receive:

  • Up to 3.00% Annual Percentage Yield (APY) on the first $10,000.00 in their Save Account*
    10% cash back at mission-focused Conscience Coalition merchants
  • Planet Protection, which provides carbon offsets for every gas purchase**
  • One out-of-network ATM fee reimbursement per month (in addition to unlimited fee-free withdrawals at our network of over 55,000 ATMs)
  • A sleek, new debit card partially made using upcycled ocean-bound plastic (we'll get it to you as quickly as we can; in the meantime, you can continue using your current debit card to receive these new benefits)
  • Customers can enroll in Aspiration Plus by logging into their account on our website or mobile app, navigating to Settings, then clicking Aspiration Plus.


* APY is variable and accurate as of 1/1/23. Rates may be changed from time to time without notice. To earn 3.00% APY (1.00% APY if customer is not enrolled in Aspiration Plus) interest on Aspiration Save Account balances up to and including $10,000.00 in any calendar month, customer must have settled debit card transactions of $500.00 or more, monthly, with their Aspiration debit card. Debit card transactions for money transfer vendors (for example, but not limited to, CashApp, Venmo, Facebook Pay) do not qualify towards the $500.00 spend requirement. If the requirements are not met each month, the APY will be 0.25% APY (0.00% APY if customer is not enrolled in Aspiration Plus) on Save Account regardless of balance.


**Planet Protection offsets the estimated CO2 emissions from driving your vehicle based on fuel purchases at gas stations. Verified carbon offsets are purchased by Aspiration quarterly, in aggregate from all Planet Protection subscribers. This feature is bundled into the Aspiration Plus subscription and is not offered as a standalone feature that can be purchased separately.

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