What is Aspiration Plus?


Aspiration Plus is a subscription service available to Aspiration Spend & Save customers for a fee. Customers enrolled in Aspiration Plus receive:

  • Up to 1.00% Annual Percentage Yield (APY) on the first $10,000.00 in their Save Account*
  • 10% cash back at mission-focused Conscience Coalition merchants
  • Planet Protection, which automatically provides carbon offsets for every gas purchase
  • One out-of-network ATM fee reimbursement per month (in addition to unlimited fee-free withdrawals at our network of over 55,000 ATMs)
  • A sleek, new debit card made from recycled ocean plastic (we'll get it to you as quickly as we can; in the meantime, you can continue using your current debit card to receive these new benefits)

Customers can enroll in Aspiration Plus by logging into their account on our website or mobile app, navigating to Settings, then clicking Aspiration Plus.


* In order to earn 1.00% APY on the first $10,000.00 in your Save Account in a particular month, you must be enrolled in Aspiration Plus and spend $1,000.00 or more with your Aspiration debit card that month. Balances over $10,000.00 will earn 0.10% APY. If the spending requirement is not met in a particular month, the APY that month will be 0.25% on your Save Account balance up to and including $10,000.00, and 0.10% APY on any funds over $10,000.00. Customers who are not enrolled in Aspiration Plus do not earn interest.