How do I open a joint account?


At this time, joint accounts can only be opened between an existing account, and a new account. Two existing accounts cannot be turned into a joint account.

To invite a joint user to your Spend & Save account, navigate to Settings > Account Info on the web (not the app) and click “Invite a Joint Owner.”

We’ll ask for the secondary user’s email address, and then send them an invite. We'll send you confirmation that your invite has been sent, and a code that the invitee will need to complete the process. 

Once your invite is accepted, you'll be able to see both users under Settings > Account Info. We’ll email you if your invite is declined.

If you want to cancel a joint account invite you can do so by returning to the bottom of the Account Details page, then clicking the blue “View Invitation Details” link.