Early ACH/Deposit Information


You asked and we listened: now you can get paid early at Aspiration!*

That’s right: if you have direct deposit (or other qualifying inbound ACH transfers) set up with your Aspiration account, you will now receive it up to two days early!* (This change is automatic and you don’t need to take any action.)

ACH transfers include, but are not limited to: Social Security payments, government benefits, annuity payments, investment income, gig economy payments (Postmates, UberEats, Amazon, etc).

Pay your bills early, get a jump on investing, or start earning interest right away—whatever you do with it, it’s your money, so why should you have to wait? 


*Aspiration’s early direct deposit of funds service is not guaranteed, is subject to payor’s support and the timing of payor’s payment instruction, and is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Aspiration generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.