Early ACH/Deposit Information

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You asked and we listened: now you can get paid early at Aspiration!*

 

That’s right: if you have direct deposit (or other qualifying inbound ACH transfers) set up with your Aspiration account, you will now receive it up to two days early!* (This change is automatic and you don’t need to take any action.)

ACH transfers include, but are not limited to: Social Security payments, government benefits, annuity payments, investment income, gig economy payments (Postmates, UberEats, Amazon, etc),

 

Pay your bills early, get a jump on investing, or start earning interest right away—whatever you do with it, it’s your money, so why should you have to wait? 

 

Earn $25 when you set up a qualifying direct deposit.**

 

*Aspiration’s early direct deposit of funds service is not guaranteed, is subject to payor’s support and the timing of payor’s payment instruction, and is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Aspiration generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

 

**Offer Terms and Conditions: $25 promotional offer is only valid for customers who open a new Aspiration Standard or Plus Account ("Aspiration Account"). Secondary owner joining an already established account as a joint user does not qualify for promotion. Customer must complete the following activities: (1) Open and fund an Aspiration Account with a deposit of $10 or more, and (2) within the first 60 calendar days of account opening, receive at least $500 of cumulative direct deposits from their paycheck, pension or government benefits (such as Social Security) from their employer or the government. Contract work such as Uber/Lyft does not qualify as direct deposit for the purpose of this promotion. Allow up to 120 calendar days from account opening for the $25 offer credit to post to your Aspiration Account. Aspiration Account must be open and in good standing, in the sole determination of Aspiration, through the date of the credit. Promotion is ongoing and valid. All applicable account terms, fees, and charges are subject to change. This offer may be modified or withdrawn at any time without notice. Customer is responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities, if required by applicable law. Customer should consult a tax advisor.

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