Can I fund my Spend & Save Account with a debit card?


Yes, you can use your debit card for the initial funding of your account during the application process through Stripe. The minimum amount is $10.00 and the maximum amount from a debit card is $2,000.00 and the funds will take approximately 2 to 3 business days to arrive. The debit card must be linked to a US-based bank and cannot be a pre-paid debit card or credit card. The transaction in your external account should show up as “Transfer to Aspiration.”

If you wish to transfer more than $2,000.00 to open your account, you will need to use ACH transfers. More information on that can be found here.

Please note: Once your account has been initially funded, debit cards cannot be used for subsequent transfers.