Can I fund my Spend & Save Account with a debit card?


Yes, you can use your debit card for the initial funding of your account during the application process through Stripe. The minimum amount is $10.00 and the maximum amount from a debit card is $2,000.00 and the funds will take approximately 2 to 3 business days to arrive. The debit card must be linked to a US-based bank and cannot be a pre-paid debit card or credit card. The transaction in your external account should show up as “Transfer to Aspiration.”

If you wish to transfer more than $2,000.00 to open your account, you will need to use ACH transfers. More information on that can be found here.

You can also transfer funds to your Aspiration Spend & Save account using the same debit card used during the initial funding transfer for subsequent transfers. You can only make one transfer per day that will initiate on the current date. Scheduling transfers for future dates and recurring transfers is not yet available. More details will be provided once those become available.