Check Deposit Availability Table
The table below shows typical funds availability if a submitted check is accepted for deposit*
| Time of Deposit | Before 2pm PT on a Business Day | After 2pm PT, or on Sat, Sun, & Holidays |
| Account Age > 30 days | Next business day by 5pm PT | 1 business day after review date, by 5pm PT |
| Account Age < 30 days | Available in 5 business days by 5pm PT | 5 business days after review date, by 5pm PT |
*The review date is the date you received the email that your check is accepted.
Check deposits over $5,000 and in some cases other deposits are subject to additional terms including extended hold periods. Business Days are Monday to Friday and do not include Federal Holidays.
What If I need my funds faster than this?
Our support team cannot release funds from check deposits early.
If you have a large check or need funds faster, consider another deposit method:
- Cash Deposit at Allpoint+ ATM’s: Receive funds same day if deposited before 2:30pm PT on a business day
- Direct Deposit: Get paid up to 2 days before your payday
- Wire Transfer: Receive funds in 1 business day
- 3rd Party Services: Some offer instant transfers
Comments