When will my Direct Deposit funds be available?

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When will my Direct Deposit funds be available?

Aspiration’s policy is to make your direct deposit available up to 2 calendar days before your pay date. 

  • This means that you may receive your Direct Deposit funds up to 2 calendar days before your scheduled payday. This is dependent on your employer sending the payment instructions to Aspiration early.
  • Direct Deposits arrive via ACH transfer, which should process in under 4 business days. Federal Holidays could cause up to a 1 day delay in ACH processing. If your employer processes payroll late, you may see fluctuations on how many days early your deposit arrives, but you will receive your deposit by your payday.
  • For example, if your payday is typically on a Friday, you could get paid as early as Wednesday. If your payday is typically the 3rd day of the month, you could get paid as early as the 1st day of the month. 
  • Our support team is not able to expedite release of scheduled direct deposits

If you’ve recently received a NEW account number, you will need to set up your direct deposit again, to ensure your employer sends your funds to the new account.

 

If this is your first time receiving a direct deposit from this employer

If you have already received a previous direct deposit to this account from this employer

 

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