What is ID theft expense reimbursement?

You will be reimbursed for losses you incur as a result of identity fraud. This coverage is secondary to any other applicable insurance or coverage available to you. Coverage is limited to only those amounts not covered by any other insurance or coverage benefit. Coverage is limited to eligible expenses, up to $1,000 per claim, as a result of identity fraud. For the full terms and conditions, please read the attached document.