Schedule of Service Charges

Follow

 EFFECTIVE 04/05/2021

 

Item

Service Charge

Aspiration Plus6

Signed up (or re-signed up) on or after 4/02/21: $7.99 per month or $71.88 per year

 

Signed up (or re-signed up) on or after 11/24/20: $15 per month or $150 per year

Signed up (or re-signed up) on or after 8/5/20: $7 per month or $69 per year

Signed up before 8/5/20: $3.99 per month or $44.99 per year

ATM Fees

ATM withdrawals outside of the Allpoint network are subject to fees. One out of network withdrawal will be reimbursed by Aspiration for customers enrolled in Aspiration Plus

International ATM withdrawals are subject to foreign transaction fees, which are not reimbursed. 

Abandoned Property 

$0.00 (per account)

Daily Overdraft Charge1

$0.00

Deposited Item Reversal2

$1.19

Dormant Service Charge

$0.00

Expedited Debit Card7

$23.45

Expedited Debit Card8

$59.68

Paid Non-Sufficient Funds (NSF) Charge (ACH5, Check5, Debit4)

$0.00 (per item) 

Research

$0.00 (Hourly) 

Returned Item Charge3 (Check5, Debit4)

$4.50

Stop Payment

$1.19

Subpoena 

N/A (Writ of garnishments are a $20.00 fee to the party submitting the subpoena or summons.)

Summons

N/A (Writ of garnishments are a $20.00 fee to the party submitting the subpoena or summons.)

Domestic Wire In

$2.06

Domestic Wire Out

$4.50

International Wire In

$2.06

International Wire Out

$19.50

 

These charges apply to Aspiration Spend & Save accounts.

We are unable to accept foreign items for deposit 

For any fee not listed above or you are unsure about Aspiration’s fees, please visit our Pay What is Fair and Terms pages.

Effective 04/02/2021

KEY:         

1 There are no Daily Overdraft Charges and the account should not be able to reach a negative balance

2 Deposited Item Reversal    

3 In the event of a rare overdraft occurrence, individual overdrafted items will not be charged a fee

4 Transactions posted against insufficient or held funds

5 A Return Item Charge will not be assessed for ACH or Check items returned unpaid

6 Learn more about Aspiration Plus here.

7 3-5 business day shipping

8 1-2 business day shipping

Comments