Schedule of Service Charges

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EFFECTIVE 4/5/2021

Aspiration Plus *6

  • Signed up (or renewed) on or after 4/2/2021: $7.99 per month or $71.88 per year

  • Signed up (or renewed) on or between 11/24/2020 and 4/1/2021: $15 per month or $150 per year

  • Signed up (or renewed) on or between 8/5/2020 and 11/23/2020: $7 per month or $69 per year

  • Signed up before 8/5/20: $3.99 per month or $44.99 per year

ATM Fees

  • ATM withdrawals outside of the Allpoint network are subject to fees. One out-of-network withdrawal will be reimbursed by Aspiration for customers enrolled in Aspiration Plus *6. International ATM withdrawals are subject to foreign transaction fees, which are not reimbursed. 

Abandoned Property

  • $0.00 (per account)

Daily Overdraft Charge *1

  • $0.00

Deposited Item Reversal *2

  • $1.19

Dormant Service Charge

  • $0.00

Expedited Debit Card *7

  • $23.45

Expedited Debit Card *8

  • $59.68

Paid Non-Sufficient Funds (NSF) Charge (ACH *5, Check *5, Debit *4)

  • $0.00 (per item)

Research

  • $0.00 (hourly)

Returned Item Charge *3 (Check *5, Debit *4)

  • $4.50

Stop Payment

  • $1.19

Subpoena

  • N/A (Writ of garnishments are a $20.00 fee to the party submitting the subpoena or summons.)

Summons

  • N/A (Writ of garnishments are a $20.00 fee to the party submitting the subpoena or summons.)

Domestic Wire In

  • $2.06

Domestic Wire Out

  • $4.50

International Wire In

  • $2.06

International Wire Out

  • $19.50

 

These charges apply to Aspiration Spend & Save accounts.

We are unable to accept foreign items for deposit.

For any fee not listed above or if you are unsure about Aspiration’s fees, please visit our Pay What is Fair and Terms pages.

 

KEY

*1 There are no Daily Overdraft Charges and the account should not be able to reach a negative balance

*2 Deposited Item Reversal    

*3 In the event of a rare overdraft occurrence, individual overdrafted items will not be charged a fee

*4 Transactions posted against insufficient or held funds

*5 A Return Item Charge will not be assessed for ACH or Check items returned unpaid

*6 Learn more about Aspiration Plus here.

*7 3-5 business day shipping

*8 1-2 business day shipping

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