Can I use my debit card when traveling internationally?

To use your debit card while traveling outside of the United States, you must enable international debit card usage in your Settings. To do this, log in to your account on our website, click "Settings'' on the left hand side of the page, then click "International Travel." Please keep in mind that if you have a digital debit card, it will work just like your physical card internationally, but the card details won't load in the mobile app while you’re overseas. Adding your digital debit card to Apple, Samsung, or Google Pay before your trip will make it so you can easily use it while you’re traveling. 

When international travel is enabled, you will be able to make transactions on your card in any country except the ones listed below. We block all transactions in these countries to help keep your account safe and secure.

Blocked Countries: 

Are there fees for using an international ATM?

If you are traveling abroad and are charged a fee by a foreign ATM, you will be reimbursed within 2-3 business days for up to 1 out-of-network (including international) ATM fee per month, if you’ve upgraded your account to Aspiration Plus. If you haven’t upgraded to Aspiration Plus, we will not reimburse for any international ATM fees. 

International ATM fees are reimbursed at a flat rate of $4.00 per transaction. If you’re ever charged a higher fee, reach out to us with a photo of your ATM receipt, and our team will reimburse you the full amount for up to 1 ATM fee per month.

Mastercard also charges 1% on all international transactions (including online transactions made with non-US-based companies.) You’ll see these fees as a separate line item for each international transaction in your activity feed.

We cannot reimburse third-party currency conversion fees, or the 1% Mastercard foreign transaction fee.