How do I earn cash back rewards on purchases?


You earn cash back rewards automatically by using your debit card for purchases. Cash back rewards are unlimited, and you’ll earn extra rewards for spending at businesses with a conscience.

One way to get those extra rewards is by AIMing higher! AIM (the Aspiration Impact Measurement) is the feature on our mobile app that shows you your own sustainable impact score and the score of many of the places you shop everyday. You can see scores for People and Planet. When you make purchases at businesses with the highest AIM scores, you currently earn 0.5% cash back on those purchases. (You currently earn 0.25% cash back on all other purchases.)

ACH transfers/transactions, mobile check deposits, check payments via the Payments feature, and ATM withdrawals are not eligible for cash back.

Keep in mind your debit card is linked to Aspiration Spend, and that both Cash Back percentages and businesses’ AIM scores are subject to change and may change at any time without notice.

The current list of businesses where we offer extra cash back rewards are listed below:

  • Adobe Systems
  • Aetna
  • Allstate
  • Apple
  • AT&T
  • Boost Mobile
  • Boots
  • Cricket Wireless
  • CVS
  • DirecTV
  • eBay
  • Esurance
  • Google
  • MetLife
  • Microsoft
  • Page Plus Cellular
  • Skype
  • Sprint
  • Target
  • Verizon
  • Walmart
  • Xbox

This list was last updated on May 22nd, 2019.

The Aspiration Spend & Save Account provides customers with the ability to see Aspiration Impact Measurement (AIM) People & Planet impact scores on a range of merchants where they shop using the Aspiration Debit Card. For more information, please click here.

Customers will earn Cash Back on all debit card purchases. Customers may also earn additional Cash Back for purchases made at selected merchants. Cash Back percentages are subject to change at any time without notice. Cash Back will be credited to customer’s Aspiration Spend Account once at the end of each calendar month. Aspiration reserves the right to reverse Cash Back transactions under certain circumstances and the right to terminate a customer’s Cash Back feature for any abuse of the feature. This Cash Back rewards program is subject to change by Aspiration at any time without notice. For more information, click here.