How do I handle a suspicious call or text message?

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If you are ever unsure if you are speaking to an authorized representative, especially if you received a phone call from someone claiming to be an employee or business associate requesting personal information or verification codes, hang up and immediately call us at (800) 683-8529

 

How we communicate with customers:

If we need to contact you, we'll do so through:

  • Email
  • Push notification
  • Physical mail
  • Unless you have requested a phone call, it is extremely rare that we will call you.

What we do and do NOT ask:

We will NEVER ask you for code by text message or email.

Keep in mind that when you call us at (800) 683-8529, need to verify your identity before we can discuss sensitive account information. To verify you, we might ask questions, and send a code for you to read back to us over the phone. This is the only time we will ever ask for a code over the phone.
We will never ask you to verify or confirm via email or a phone call: 

  • Full Social Security Number
  • Full account number
  • More than 4 digits of your credit /debit card
  • 3 digit security code (located on the back of the debit card)
  • Your PIN
  • Your password

We will never ask you to confirm or provide any personal information in an unsolicited text. 

If you receive an unsolicited text message or a phone call that appears suspicious, do not respond to the inquiry and instead notify us immediately. 

 

More information on scams:

U.S Federal Trade Commission

https://www.ftc.gov/faq/consumer-protection/avoiding-scams-rip-offs

 

 

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